Opening Hours : Mon - Sat : 09:00 AM. to 9:00 PM Sat - Sun : 09:00 AM. to 6:00 PM

About your short term payday/Cash Advances loan

A payday loan/Cash Advance/Cash Advance is an advance of money to help you meet your short term financial needs. Typically, the loan is repaid on your next payday. When a payday loan/Cash Advance is obtained through, funds are available either for in-store pickup or deposited electronically into your bank account. Payments are usually withdrawn from your bank account by electronic debit. Be advised that payday loan/Cash Advances should not be used as a long term financial solution.
Millions of Canadians with steady incomes find that payday loan/Cash Advance/Cash Advance are the perfect solution to their short term financial needs. Sometimes consumers find themselves short on cash and can't wait until their next payday. A payday loan/Cash Advance/Cash Advance provides quick access to the money they need.
Yes. While there are no limits on the number of loans allowed, you cannot have more than one loan at any time. Our payday loan/Cash Advance service is meant to bridge your short term cash needs between paydays.
payday loan/Cash Advance/Cash Advance are provided by National Cashzway, one of the largest providers of alternative retail financial services in the world. We service short term consumer loans for hundreds of thousands of borrowers just like you through our Cashzway® stores. We understand that consumers need straightforward facts in order to reach an informed decision about using short term consumer loans. The process is quick and easy, when you need short term cash quickly.

About your payday loan/Cash Advance

In order to apply, you need the following:
You must be 19 years or older
Valid chequing account (required for an online payday loan/Cash Advance) Valid email address
Proof of steady income (Manitoba residents are required to provide proof of income for the most recent pay period and the full prior month.)
Active phone number
Valid government issued photo ID
Depending upon income level, province of residence and other underwriting criteria, payday loan/Cash Advance amounts can range from $120.00 to $1,500.00.
When you apply for a payday loan/Cash Advance, all applicable fees are stated in the loan agreement.
Poor credit will not impact the approval of your loan. We utilize risk assessment tools that verify the accuracy of information on your application and may review customer payment history on similar products.
Yes. However, you must wait until your previous payment clears your bank account.

Applying for an online payday loan/Cash Advance

Getting a payday loan/Cash Advance is a quick and easy process. The steps are: Complete the online application. The application contains basic customer contact, bank account and income information. Review and verify that the information entered on the application is correct. Review and accept the online disclosures. Review and accept the terms and conditions of the loan agreement by providing your electronic signature. New customers may need to fax or scan and email supporting documentation (typically a recent pay stub, bank statement, voided check, and a copy of valid government-issued identification) in order to establish an account. In most cases, existing customers will not be required to fax supporting documentation.Please note, for bank statement the bank account number must be visible in the scan you send to us. Reside in a province where the product is offered. Once the supporting documents are received and reviewed (if applicable), your loan application is reviewed and if approved, the funds are either electronically deposited into your bank account or may be picked up at a store location. On the payment due date of your loan, your payment will be electronically withdrawn from your account.
It depends. New customers may be required to fax or scan and email the following documents in order to establish an account with the lender: Your most recent pay stub - not older than 30 days, or other proof of income A bank statement which shows the last 2 direct deposits from your qualifying income source and the bank account number A blank, voided cheque A copy of a valid government issued identification card. Note: photo identification cards cannot be faxed. They must be scanned in color. A cell phone photo is acceptable Additional documentation may be required

Repaying your online payday loan/Cash Advance

Your payment is scheduled to be due on your next pay date following the origination of the loan.
When your scheduled payment is due, it is repaid with a pre-authorized electronic withdrawal from your chequing account.
Yes. Payments for all loans obtained through the website may be made online or in the Cashzway stores.
No. A payday loan/Cash Advance is meant for short term borrowing needs only. As such, we require your loan to be paid-off in full on the due date. You may not use the proceeds of another loan to do so.
You will need to repay the full principal and fees on your next payday. When your scheduled payment is due, it is repaid by a pre-authorized debit from your chequing account. We will notify you of any failed payment.
We understand that people's circumstances can change. If this is the case, you must let us know as soon as possible and we will do our best to help. Please be aware that unless payment is received, we will consider all options permitted by applicable law to pursue collection of the debt. If you are having problems making a payment, please contact us at 1-877-819-5857, and we can discuss your payment options.

Using apply in advance

  • You will need to reside in a province where this product is offered. Currently Apply in Advance is offered in Manitoba.
  • Complete the online application. Review and verify that the information entered on the application is correct.
  • Go to a Cashzway store near you in MB to complete an application, receive a credit decision and cash, if approved.
When finalizing your loan at the store, you will leave us a personal cheque, so you’ll need to have a chequing account
You will need to visit a nearby Cashzway store in your province and receive final approval on your application to receive the cash.
You will need to visit a Cashzway store to be approved. Generally, it takes less than 15 minutes to get a decision and cash, if approved.
. You will leave a personal cheque tied to your chequing account which will be cashed on your due date to repay the loan.

Working with Cashzway

Your privacy is important to us. Click here for our Privacy Policy
Account Creation is available to any Cashzway customer who has gone through our online loan application and approval process. Once you have completed the application, you can create an account to take advantage of our 5 Minute Express Application if you need us for another loan, and up-to-the-minute status updates on your current loan. Cashzway customers who have received a loan from one of our stores, but have not yet applied online, must first complete the online application before being eligible for an online account.
Click the 'Forgot Password' link, and follow the online instructions to reset your password.
  • We love to hear from you.
  • Email us:
  • Contact customer service at 1-877-819-5857.
  • Past dues will be collected in a fair lawful and professional manner.
  • Cashzway complies with all laws and regulation in the provinces and territories operated within.
  • Records of customer’s financial transactions are kept and maintained.
  • Customers have the right to rescind a payday loan/Cash Advance.
  • All documentation will use plain language.

Existing Cashzway customers

Your Loans originated at a Cashzway store (this includes Apply In Advance) must be repaid at the store. Loans that originated on the website can also be repaid in store at least 2 days before the due date. Otherwise, the payment is withdrawn from your chequing account electronically.

Payday Loan, apply and get approved same day.